Best ISA rates 2023: Top 10 easy access cash ISAs with high interest now | Personal Finance | Finance

Third on the list is Cynergy Bank’s Online ISA (Issue 28) with an AER of 2.65 percent.

This account can be opened with a minimum deposit of £1 and interest is calculated daily on the cleared balance and paid annually on the last working day of March.

Unlimited withdrawals are permitted without notice, penalty or fees, however, this is not a Flexible ISA. This means that any money withdrawn cannot be replaced without counting towards the person’s annual subscription limit.

Placing fourth is Harpenden BS’ Triple Access Cash ISA with an AER of 2.6 percent.

This account can be opened with a minimum deposit of £1 and interest is calculated on a daily basis and added to the account annually on December 31 – depending on how many withdrawals are made.

To earn the higher 2.6 percent interest rate, account holders can withdraw funds up to three times a year. However, if four or more withdrawals are made, interest will drop to 1.6 percent per calendar year.

Fifth on the list is Loughborough BS’ Access x3 Cash ISA with an AER of 2.55 percent.

A minimum deposit of £10 is required to open the account and interest is calculated daily and paid annually on April 5.

ISA Transfers are accepted and instant access withdrawals are permitted up to three times per tax year. This includes partial balance transfers to another provider.

Yorkshire Building Society’s Access Saver ISA Plus (Issue 8) places sixth with an AER of 2.55 percent.

A minimum deposit of £1 is required to open the account and interest is calculated daily and applied annually on March 31.

Unlimited instant withdrawals are also permitted for this account but similar to the Internet Saver ISA Plus (Issue 10), these will be subject to YBS’ daily withdrawal limits.

Placing seventh is Shawbrook Bank’s Easy Access Cash ISA (Issue 21) with an AER of 2.51 percent.

This account can be opened with a minimum deposit of £1,000 and interest is calculated daily and applied on the anniversary of the account opening.

Withdrawals from this account can be made online at any time without notice and there are no limitations on the number of withdrawals people can make.

However, this is not a flexible ISA and savers may not be able to re-deposit withdrawn funds if the re-deposit amount takes them above the maximum annual Cash ISA subscription limit of the tax year.

Nationwide BS’ One Year Triple Access Online ISA 14 places eighth with an AER of 2.5 percent.

This account requires a minimum deposit of £1 to open and interest is paid on the anniversary of the account opening, depending on how many withdrawals are made.