Money saving tips: Woman shares clever hack to help others make big savings | Personal Finance | Finance

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With rising bills putting even more strain on already tight student budgets, TikTokker Emma Cutler has shared her simple tips to help others manage their money.

Using a clever ‘envelope’ hack to keep track of spending on food and nights out, Emma has managed to save more than £500 and improve her attitude towards money over the past six months.

She said: “Rather than use cards for everything, I use cash in envelopes to split out my money for things such as food shops and going out – I find it’s helpful to physically see what I have left each month and definitely stops me from getting carried away on nights out.

“With cash, if I take out a £20 note, I know that when it’s gone it’s gone, but with contactless I’d end up spending much more.”

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