Best savings accounts 2022: Top 10 high-interest regular savings accounts now | Personal Finance | Finance

A minimum £25 deposit is required to open the account and it allows people to save up to £300 a month. However, withdrawals are not permitted with this account.

Fourth on the list is Principality BS’s Learner Earner (Issue 3), also with an AER of 3.5 percent.

This account allows people to save up to £250 a month and requires a £1 deposit to launch it. However, up to three withdrawals are permitted every calendar year.

Ranking fifth is Principality BS’ 1 Year Regular Saver Bond (Issue 30) with an AER of 3.25 percent.

This account requires a minimum £30 investment to open and up to £250 can be deposited per month.

Customers don’t have to pay money into the account every month, but the balance must remain over £20 at all times. Withdrawals are also not permitted, and no more than £3,000 can be deposited into the account overall.

In sixth place is Hinckley & Rugby BS’ Regular Saver 30-Day Notice account with an AER of three percent.

A £10 deposit is required to open the account and up to £500 can be deposited monthly. Subject to a 30-day notice period, unlimited withdrawals are also permitted.

However, If two payments are missed, the account will revert to Plain Sailing Easy Access Account.

Ranking seventh and eighth is Principality BS’ NHS Thank You online and in-branch savers, both with AERs of three percent.

These accounts are for people directly employed by the NHS and a maximum of £20,000 can be deposited into the account. Interest is paid yearly and up to three withdrawals are permitted yearly.

TSB’s Monthly Saver ranks ninth with an AER of three percent.