Halifax offers competitive 4.5% interest on regular savings account | Personal Finance | Finance
The account allows up to £200 to be deposited per calendar month and withdrawals are not permitted until October 1, 2023. If the account is closed before this date, it will not qualify for the 5.5 percent AER and instead, will earn interest calculated at 0.2 percent AER.
The fixed term starts on the date the account is opened and interest is calculated on a daily basis on the balance in the account and paid on maturity.
Placing second is NatWest’s Digital Regular Saver with an AER of 5.12 percent.
The 5.12 percent interest rate is awarded to savings up to £5,000, after which a 0.5 percent will be awarded to figures from £5,001 and over.
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