Money saving tips: Man shares ‘easy way’ he’s been able to knock £1,500 off his bills | Personal Finance | Finance
Utility Warehouse (UW) enables customers to get money straight off their energy and utility prices by using its cashback card, with up to 10 percent cashback available from a host of partners including high street favourites like Marks & Spencer, Sainsbury’s and Boots. Jeremy Irving has been able to save £1,523.23 so far using the cashback card and has spoken exclusively to Express.co.uk about how others can do the same.
The ONS estimates that £3,601 will be spent on groceries and £1,744 on food at restaurants and takeaway – if that was purchased on a UW Cashback card at partners such as Sainsbury’s, Ask Italian, Papa Johns and/or Pizza Hut.
“The average household could knock around £195.23 off their energy bill from food alone.
Mr Irving started using the cashback card in 2019 and has used the cashback to help pay for his multiservice utility bill – energy, broadband and our mobile phone bill.
He said: “We earned £73.61 cashback in January this year, which covered our broadband and mobile phones (£67.98) meaning we only had to pay for our energy in January. And last month we received £60.29 cashback, paying for the majority of our telecoms bill.
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“I would say mainly on our weekly food shopping – we’ve earned £353.30 cashback in the last 12 months. The Utility Warehouse (UW) cashback card was a great option, as we already did our food shopping at Sainsbury’s, and they are a partner store. It was a no-brainer and an easy way to get money back on essentials.
“We’ve also been able to save on holidays, Christmas and birthday purchases. We got £82 cashback on our trip to America last July, as our transaction fees were converted to cashback.
“My partner’s son also purchased a new laptop with his birthday money and we received £45 cashback when purchasing through a UW cashback partner store.
“We are refurbishing our property this year, so will be looking to spend at cashback partner stores to get the reductions on our UW bill. For example, new flooring with a partner store could potentially earn us £180 cashback.
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“The money saved on our bills through cashback allows us to have that little bit extra to spend on going out for a meal or has gone towards our hobbies, such as tickets to a rugby match or a concert.”
A household of two adults could make the following savings off their utility and energy bills with the UW cashback card:
Clothes: £52.60 by claiming five percent on their average annual clothes spend (£1052 if they were to shop at Clarks, Primark and/or River Island.
Cosmetics: £21 by claiming five percent on their average annual cosmetics purchases (£420) if they were to shop at Boots and/or The Body Shop.
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Baby products: £300 through baby product purchases (based on average spend of £6,000) if they were to shop at Jojo Maman Bebe (earning five percent), M&S (four percent) and/or Kidly (six percent)
Mr Irving continued: “So far, I’ve been able to save £1,523.23.
“It feels rewarding to receive a portion of our weekly spending back, which then helps reduce our monthly UW multiservice bills.
“We’ve become more conscious of our spending habits in the last 12 months, due to pretty much everything increasing in price.
“The cashback card motivates us to look at spending in stores where we know we can get up to 10 percent cashback instead of only one percent in non-partner stores or none at all if we use our traditional debit or credit cards.
“With the Government’s help towards our energy bills now ended, using the cashback card has become even more important to help us keep our monthly utility bill down.”
As the cost of living crisis continues, any extra cash could be vital for families on low incomes.
Britons are encouraged to claim all the benefits they may be entitled to.
