State pension alert as your National Insurance record may not be enough for a full sum | Personal Finance | Finance
How much a person receives through the state pension is typically dependent on their National Insurance contributions throughout their lifetime. For the new state pension, a person usually needs to have 10 qualifying years of National Insurance contributions on their record.
Those who are looking for the full new state pension sum typically need some 35 qualifying years.
The full new state pension currently stands at £185.15 weekly.
Some may get less than the full new state pension if they were contracted out before April 6, 2016.
When it comes to the basic state pension, the older scheme, people usually need a total of 30 qualifying years of National Insurance contributions or credits for the full sum.
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However, applying online is not the only way a person can procure a state pension forecast – although it is the quickest.
Alternatively, Britons can fill in the BR19 application form and send it by post.
They could also call the Future Pension Centre to get the forecast posted.
People will not be able to use the online state pension forecast if they are already in receipt of their state pension, or if they have delayed claiming it.
