Travel expert explains why tourists should ‘book on a Wednesday’ to save money | Travel News | Travel

How you pay

Paul Stringer, director of Norton Finance, said: “If you’re committed to a more expensive holiday and you’re thinking about how to pay for it, consider applying for a holiday loan rather than using buy-now-pay-later schemes or credit cards.

“Loans generally have lower interest rates than credit cards, making them more cost effective for large purchases.

“With BNPL, there’s often no protection on purchases, and many users get caught out by late payments.

“Discussing a loan with an advisor will help assess what you can afford to borrow and prepare you with a payment plan to avoid late fees.”

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